State Bank of Travancore (SBT) was incorporated in 1945 as Travancore Bank sponsored by the erstwhile princely state of Travancore.

Later the bank was made an associate of State Bank of India, which is the largest banking group in India. Currently the bank has network of 712 branches and 389 ATMs spread across in 16 states in India.

State Bank of Travancore operates 580 branches in Kerala itself. Headquartered in Kerala, the bank has largest number of ATMs in the home state.

The bank also operates 8 AM to 8 PM working branches in specific areas like Kesavadasapuram PSB (Trivandrum), Thrissur PSB, Kaloor (Ernakulam) and Alwarpet (Chennai)

Business

Personal Banking-Under this it offers a wide range of personal banking products and services such as deposits, savings, loans, internet banking, demat services, mobile banking, etc.

It also provides facilities like online bill payment and booking of railway tickets.

NRI banking- SBT also offers banking products and services to NRI customers such as deposits, car loans, remittances, investment schemes, etc.

Corporate banking- It provides a wide range of products and services to corporates. SBT offers working capital finance, project finance, structured finance, equipment leasing, dealer financing, etc.

SME- SBT also offers products and services to SME sector.

Outlook

The bank has launched special loans for micro, small and medium enterprises (MSMEs) at an interest rate of 8% per annum. This sector-specific loan is provided to enterprises that are affected by current slowdown in economy.