Star Health and Allied Insurance Company (Star Health) is India’s first standalone health insurer, with its headquarters in Chennai, Tamil Nadu. The company has played a pivotal role in shaping the health insurance landscape by offering solutions that make coverage widely accessible. Through sustained investment in R&D, with a strong focus on product innovation, it has built a diversified portfolio that provides protection and support to individuals and families across varied customer segments. Star Health holds a leading position in private health insurers segment. The company operates through an extensive nationwide network of health insurance branches and customer touchpoints. It also leverages a multi-channel distribution strategy, including direct online sales through telemarketing and its website. 

The company offers plans for individuals, families, senior citizens, and corporate employees. It also offers special policies catering to individuals with diabetes, heart disease, cancer, and children with special needs. Star Health offers coverage for pre-existing diseases (PED) in its Health Insurance plans. Pre-existing diseases are medical conditions that an individual has before buying a policy. PED are covered after the waiting period as mentioned in your policy terms.

Business area of the company

The company is a leading Health Insurance provider in India. The company offers a wide range of Health Insurance plans that cater to the different needs of individuals and families. 

Product portfolio

• Retail Health
• Group Health
• Personal Accident
• Travel Insurance

Awards, accreditations and recognitions

• 2014: Awarded the “Claim Leader- Health Insurance” at the Indian Insurance Awards.
  
• 2015: Awarded the “Best Product Innovation Health Insurance” at the Indian Insurance Awards.
  
• 2015: Awarded the “Best Health Insurance provider of the year 2015” at the Business TodayMoney Today Financial Awards.
  
• 2015: Awarded the “Health Insurance Company of the Year” at the Indian Insurance Awards.
  
• 2016: Recognised as one of “Top 25 Most Innovative Companies” at the CII Industrial Innovation Awards 2016.
  
• 2016: Awarded the “Best Health Insurer 2016” at the Outlook Money Awards 2016.
  
• 2016: Awarded the “Most Innovative Service Provider of the Year” at the World HRD Congress, Singapore.
  
• 2017: Awarded the “NIM CARE W.H.O Award of Excellence” from the President of India.
  
• 2017: Awarded the “Best Health Insurance provider of the year 2016” award at the Business TodayMoney Today Financial Awards.
  
• 2018: Awarded the Health Insurance Provider of the Year 2018 silver award at the Outlook Money Awards.
  
• 2018: Awarded the “Best Health Insurance Provider of the Year 2018” award at the Business Today-Money Today Financial Awards 2018 – 2019.
  
• 2018: Awarded the “Most Valuable and Admirable Health Insurer” at the Pharmaceutical Leadership Summit and Awards 2018.
  
• 2018: Awarded the “Health Insurance Company of the Year” award at the Insurance India Summit and Awards 2018.
  
• 2019: Awarded the “Health Insurance Company of the year 2019” at the India Insurance Summit and Awards 2020;
  
• 2019: Awarded the “Best Health Insurance Provider of the Year 2019” at the Business TodayMoney Today awards.
  
• 2019: Awarded the Vajra Award for recognition of overall performance in labour welfare for the year 2018 by the State Government of Kerala.
  
• 2020: Recognised as India’s leading health insurance company at the Dun & Bradstreet BFSI Summit & Awards, 2020.
  
• 2021: Awarded “Dream Companies to Work for Insurance- Private Sector” at the World HRD Congress.
  
• 2021: Awarded under the category of “Most Innovative New Product Launches or Customer Propositions” at the 13th Global Insurance E-Summit and Award by the Associated Chambers of Commerce and Industry of India (ASSOCHAM).
  
• 2021: Awarded “India's Best Health Insurance Company selected by Democratic Process (voting)” by Insurance Alertss.
  
• 2022: The Best of Bharat Awards - 2022
• 2023: Digital Innovation of the Year (Health Insurance) - 2023
• 2024: Runner Up - Most Effective Insurance Penetration for the Year at ASSOCHAM- 16th Global Insurance Summit and Awards 2024
• 2024: Outstanding Achievement in Risk Culture Building Award at the CRO Leadership Summit & Awards 2024 by UBS Forums
• 2025: Best data Analytics Team of the Year - 2nd Edition of Data Analytics & AI Show 2025 by Quantic Awards
• 2025: Best Health Insurance Company at InsureNext Global Conclave & Awards 2025

Major events and milestones

• 2006: Incorporated as the first standalone health insurance company in India.
  
• 2007: Introduced online in-house claim settlement without TPA.
  
• 2007: Launched Senior Citizen Red Carpet policy (Star Medi Gold).
  
• 2007: Launched Star Super Surplus insurance policy.
  
• 2007: Launched Star HIV Care Insurance policy.
  
• 2008: Initiated involvement of doctors and specialists in claim settlement and in underwriting.
  
• 2019: Investment by Safecrop India Investments LLP, WestBridge AIF I and Rakesh Jhunjhunwala, its Promoters.
  
• 2020: Started providing telemedicine facility to customers.
  
• 2021: Accelerated its digital transformation with the launch of the Star Health Mobile App
• 2023: Extended its healthcare ecosystem by delivering Home Health Care services across 21 states, positively impacting over 20,000 customers
• 2024: Introduced Super Star, its most comprehensive and customisable health insurance offering to date
• 2026: Celebrating two decades of safeguarding families and creating healthier futures across generations